We had a patient come in who appeared to have pretty good dental insurance.  This patient has developed gum disease from not going to the dentist for over 2 years during which time he did not have any cleanings.

This policy will pay for deep cleanings, but only if the patient is under 18.  It is EXTREMELY rare for a patient to need a deep cleaning when so young.  In fact, the only possible condition I might see that in is called periodontosis, an extreme form of periodontal disease that is found in young people.  When I have diagnosed the condition, it shows extreme bone loss, particularly in the first molars.

The point of this is: find out what you’re really purchasing when signing up for dental insurance.